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Get a Payday Loan Application

  
 
   
 
Personal Information
required*
First Name*
 Last Name*
 Gender*
Date Of Birth*
 		 NIN (National Insurance)*
 
 
Contact Information
Unit Number
 House Name/Number*
 Street Name*
Street Type
 City/Town*
 County*
Postcode*
 Country*
 Occupancy*
 *
Email Address*
Home Phone Number*
Mobile Phone Number*
 
 
Employment Information
Employer Name*
 Employee Position*
 Time Employed* (Months)
Employer Phone*
 Ext
  
 
 
Financial Information
Source of Income*
 How are you Paid?*
 Debit Card Type*
Monthly Salary*
£ 		Pay Frequency*
 Next Pay Date*
Following Pay Date*
 Loan Amount Required*
£ 		 
 
 
Bank Information
Bank Name*
 Account Type*
Account Number*
Sort Code*
    
I have read the privacy policy.    
 
 
 
 
 
 
 
 

Looking for quick cash?
Simply complete our fast & easy application to get started and you can be pre-approved in seconds!

How to get started?

  1. Apply online

  2. Check your email (provide information if requested)

  3. Cash will be deposited directly into your account

Am I eligible for a payday loan?
In order to qualify for a payday loan or cash advance, you must:

  • Be 18 years of age

  • Live in the United Kingdom

  • Be regularly employed

  • Have a current & valid account
 
 

What is a payday loan?
A payday loan provides you the opportunity to obtain cash in emergency situations. It is not meant to be a long term solution. If you are concerned about your financial wellbeing, please contact a credit councillor

How much may I borrow?
You can borrow up to £200 for your first loan. Once your first loan has been repaid in full, you will have the option to borrow up to £1000 for each subsequent loan. The maximum amount that you may borrow is based on your take home pay.

How much do I need to be paid in order to qualify?
You must have a minimum take home pay of £333.50 after all taxes and deductions.

What if I am self employed?
Unfortunately, we cannot lend to those who are self employed.

Do I need to have my salary paid directly into my bank account?
Yes, in order to qualify your salary must be paid directly into your bank account by your employer.

How long may I have the money for?
Each loan must be repaid on the day that you receive your next regular salary payment. The maximum duration of the loan is 31 days.

What fees are involved?
There is a fee of £29.98 for every £100 borrowed which must be paid in full upon the repayment of the loan. This fee includes all costs of the transaction.

31 Day Loan would be 2255% APR Typical.

How do I repay the loan?
On the date that your loan is due to be repaid, we will automatically debit the entire loan amount plus the fees from your bank account. You will then be able to request another loan the very same day.
 
 
 

Use of your Information
We will keep information about you and the conduct of your loan on our Group database. Any company in our Group with which you have an agreement or which receives an application from you may use and update this centrally held information for the purposes of such agreement and application, to help establish your identity and to recover amounts owing. We will use your information to manage your account, including taking decisions regarding your identity and whether to make further credit available to you, to undertake periodic statistical analysis or testing to ensure the accuracy of existing and future products and services. We will keep details of any credit/debit card used to repay your account on our Group Database and use these details, if you ask us to do so, in relation to payments due under any other agreements you may enter into with us.

We may pass information about you and your agreement to anyone we have appointed to help administer your agreement or to recover amounts owing or to anyone to whom we transfer the agreement. Countries in the European Economic Area (EEA) are required to have a similar standard of protection of personal data. This is not always the case outside that area. We may transfer personal data outside the EEA (including to our associated companies in Canada) and will ensure before we do so, that there is adequate protection as required by the relevant Data Protection legislation.

You have a right to receive a copy of the information we hold about you if you apply to us in writing. A fee will be payable.

Using your Information for Marketing Purposes
We may use your information in order to select and tell you about products and services available form us or from other companies in our Group which may be of interest to you and we may share your information with them for analysis, for marketing purposes or so that they may contact you about their products or services. We may pass your information to agencies conducting market research for us.

Its group of companies, affiliates, partners, and third party service providers may also use the applicants collected information to offer similar products or services that may be of interest to the applicants by email, postal mail, telephone and mobile phones.

Telephone Calls
Some telephone calls may be monitored or recorded for the purposes of maintaining and improving our service standards or for training our staff.