Archive for September, 2007
Saturday, September 29th, 2007
Somewhere along the way I learned that borrowing money to pay off your debts is not a very good idea at all. Yet as I passed through the different phases in life, this sweeping statement seemed to inapplicable to certain situations.
When you are in serious debt with different creditors, taking ...
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Thursday, September 27th, 2007
Another way to deal with debt is to come up with a Debt Management Plan, or DMP. This should not be confused with the Individual Voluntary Arrangement (IVA), which we talked about in the last post. In contrast to the IVA, the DMP is a much less formal set up ...
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Tuesday, September 25th, 2007
Though some people would rather bury their heads in the sand and see how things will turn out, I seriously suggest that when it comes to debt, you should seek out help and study your options. Our nation may be one of debt, but there is a solution to everything, ...
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Saturday, September 22nd, 2007
I don’t know about you but I have this strong aversion to this word. Debt comes in many forms but in the end, it means the same thing – you owe somebody something. When it comes to finances, despite the common negative tag associated with debt, not all debt is ...
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Thursday, September 20th, 2007
Money does not manage itself – that much is evident from the countless Britons who are in debt today. How do you avoid being in the same boat? The answer is simple – manage you money well. Come up with a budget and stick to it.
The idea ...
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Tuesday, September 18th, 2007
Anyone who has tried taking out any kind of loan in the past would have an idea what I am talking about. This word – subprime – is actually disliked by many people – and for good reason! When loan providers label you as a subprime borrower, it could mean ...
Posted in Finance, Payday Loans | No Comments »
Saturday, September 15th, 2007
Saving is not as easy as some people say it is. At the same time, it is not as complicated as others make it out to be. It is a matter of knowing what to do with the simple details and willing yourself to stick to your plans. Here are ...
Posted in Credit Cards, Finance | No Comments »
Thursday, September 13th, 2007
If you are anything like me, you would be quite iffy about taking out loans. To tell you the truth, it took me forever before I was able to come to terms that some debt is not bad. In this day and age, there are simply some situations wherein you ...
Posted in Finance, Payday Loans | No Comments »
Tuesday, September 11th, 2007
We were having a weekend lunch with another couple with whom we have been friends for quite some time. So there we were just enjoying the meal, talking about everything we could think of. Suddenly the topic comes around to finances. Though it sounds stereotypical, the females were all about ...
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Saturday, September 8th, 2007
Have you ever experienced a situation wherein you really need a loan to finance an urgent need only to be turned down left and right because of your credit score? If it is any consolation, countless other people have had the same experience. You cannot really blame loan providers for ...
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Thursday, September 6th, 2007
Credit cards are both God’s gift and curse to man – it all depends on how you handle them. A lot of times, however, credit cards become a means of overextending our finances. This is only because we commit certain mistakes that should be avoided as much as possible. Here ...
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Tuesday, September 4th, 2007
The answer to that question is simple – ANYTHING! Just like with most any other loan, you can do whatever you want with it. After all, once the money from the loan gets deposited to your bank account, it is yours to do with as you wish. ...
Posted in Payday Loans | No Comments »
