Archive for October, 2007
Tuesday, October 30th, 2007
If you aren’t a saver, then what is your money personality? How about considering this scenario – an individual who lives for the day, spends as soon as he gets his pay. Parties hard whenever he wants to. You get the picture?
This is what we call the ...
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Saturday, October 27th, 2007
Life is rife with variety. Each and every person in this earth has his own unique characteristics and the same idea applies when it comes to how we all approach our finances. Though you may not be aware of it, the way you approach your finances can affect ...
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Thursday, October 25th, 2007
Here are more facts about payday loans.
No Credit Verifications
Credit checks – these are things that borrowers are averse to. Having a mere black spot in your credit report may taint your whole borrowing experience. Of course, our actions are our responsibilities but sometimes, creditors will not take minor mistakes ...
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Tuesday, October 23rd, 2007
So you think you know all about payday loans? Well here is a quick refresher for you just in case you have missed out on some essential things.
24-hour Approval
Well, not always. The fact is, though, payday loans are approved and released within a span of a couple of ...
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Saturday, October 20th, 2007
We’ve been talking about ways to save some money for several posts now and if you have been trying to apply what we have talked about, I am sure that you are realising the value of trying to find ways to cut back on costs. So for now, let ...
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Thursday, October 18th, 2007
DIY!
Do It Yourself is such a blessing to many people. Yet come to think of it, our grandparents and parents probably took it for granted that they have to do most of the things around the house. There wasn’t much need for professionals to do the simple plumbing, ...
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Tuesday, October 16th, 2007
Pay-as-you-go mobile
Since we’re already on the topic of telecommunications, why save more by getting rid of mobile phone plans? There are a lot of pay-as-you-go schemes now wherein you have to buy prepaid credits in order to use your mobile phone. As a result, you only really pay ...
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Saturday, October 13th, 2007
Talking about debt does take its toll, doesn’t it? After a couple of weeks of nothing but debt talk – however positive the spin was – I just don’t feel like talking about debt anymore. By the way, just to share. I just paid off a huge credit card bill ...
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Thursday, October 11th, 2007
Here is the second and last batch of tips when dealing with creditors.
Stand your ground.
We ended last time with the point that we should be as polite and courteous as possible with our creditors. However, I have to point out that you should be firm all throughout your dealings. ...
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Tuesday, October 9th, 2007
This is perhaps one of the most distasteful tasks that a person has to face – dealing with creditors. Yet like many things in life, we have to do what we have to do. It is better to face the music and get it over with. Of ...
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Saturday, October 6th, 2007
In the past weeks, we have been looking at different solutions to debt. They are all workable and have been tried and tested throughout the years. However, I do realise that they may seem daunting to some people, especially those who never have handled similar situations before.
One thing I can ...
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Thursday, October 4th, 2007
I am quite certain that as you read the title of this post, you were not having pleasant thoughts at all. You were probably thinking, “Why would anyone suggest bankruptcy?” Indeed, why?
I cannot emphasize enough that bankruptcy should be considered as a last resort – when all of ...
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Tuesday, October 2nd, 2007
For people living in Scotland, there is a special provision in case they find themselves struggling with huge debts. The Scottish Trust Deed is designed to help debtors propose a formal plan to their creditors to clear their debt. This is quite different from the Debt Management Plan (DMP) and ...
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