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Save Money – Last Installment for Now

We’ve been talking about ways to save some money for several posts now and if you have been trying to apply what we have talked about, I am sure that you are realising the value of trying to find ways to cut back on costs. So for now, let us have this one last installment in this mini series and then move on to something else. Don’t worry, though, as we will have more tips in the future.

Keeping up with the Joneses? Forget it.
This is such a phenomenon all over the world and it leads so many people into debt. Seeing your neighbors in a brand new car, seeing your colleague with the latest hi-tech gadget, hearing about your friend’s latest holiday – all these can incite a twinge of envy in any normal person. Yet it does not mean that you have to act on that feeling and try to do what others have done, or buy what they have bought. This will only eventually lead to financial disaster, especially if the purchase is really out of your league. Stick to what you can afford and do things because you want to not because others have done them.

After work drinks – cut back.
I am so guilty of this one. I cannot count how many times I have gone out to drink colleagues when I have planned a quiet evening at home. When this happens, I normally bust my budget for the week. Going to a bar means paying twice or thrice the cost of liquor or beer. Not to mention cigarettes and bar chow. Now I try to limit this to once a week or even less. Think about it, you are doing your liver a service as well!