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Raising Girls Means More Expenses

Parents may not be very particular about their expenses when raising small children. As long as the kids are eating right, going to school and have toys to play with, they’re okay with it. Parents, especially those with a steady income, can shower their children not only with love and attention but even with toys and lots of clothes.

But you may want to know which between the boys and girls require the most expense. It has been found that daughters are more expensive to raise than boys. They cost around 2,000 sterling pounds more at more than 28,000 pounds compared to boys. This is according to a research done by lovemoney.com.

Every year, each daughter will need around 2,140 pounds for shoes, clothes, gifts and for their sports and other extracurricular activities. And so between the ages of five and 18, parents are expected to spend approximately 28,439 pounds each year. For the boys, the expense will only be around 26,630 pounds.

The research that surveyed some 3,000 parents further revealed that the biggest expense is normally on children’s hobbies and sports activities. Common sports kids get into these days include swimming, gymnastics, football, horseback riding and athletics. Getting involved in these sports require payment of membership fees and other lessons fees. But what particularly makes the girls more expensive is the fact that the sports they engage in cost more compared to those of boys. Ballet and horseback riding, for instance, are more expensive than football and athletics for the boys.

Additionally, girls are considered vain than boys. Parents with daughters should know that girls want to change clothes and shoes often. They also require hair accessories and other stuff while boys, on the other hand, are okay with ordinary clothes and shoes and are not really fond of wearing accessories. Haircut is another regular expense. Another big expense for girls is parties which often include so many details, decors and giveaways.

But amidst this reality, parents need to be very practical these days. Perhaps, it would be good to splurge only when they have a lot of extra funds. Otherwise, it is best to spend less on items not badly needed and just make do with what’s available. Parents should also teach their kids the value of money and saving. It’s important that children learn to understand their parents if they can’t get what they want instantly. It’s a matter of teaching the right values to kids that they can carry on until their adulthood.

However, should there by an emergency in the home that requires immediate funds and no cash is on hand, it may be a good idea to take out a short term payday or cash advance loan. This should be only on a temporary basis and not to be done often that it becomes a habit. Short term unsecured personal loans are affordable in that you can take out only an amount that you need at that moment. In this way, you have control of your budget and be able to afford to pay back the amount when your salary arrives.