Archive for the ‘Credit Cards’ Category

Britons Struggling to Attain Debt Freedom

Wednesday, February 24th, 2010

Many of us wish we could lead a life free from debt. But for most of us, this continues to be just wishful thinking because the truth is, we continue to experience financial troubles every now and then. Financial instability has been an ongoing problem of people worldwide ...

Repaying Debt is the Way to Go

Thursday, January 21st, 2010

Borrowers who are fully aware of their financial responsibilities should know how to pay back the money they owe whether to people close to them or to lending companies. This is the ideal attitude people should have especially those who often take out loans. By repaying whatever ...

Say No to the Plastic Card this 2010

Wednesday, January 13th, 2010

Many of you may have heard a lot about the negative side of using credit cards in the past year. After being made aware of the high cost of using the plastic card, ask yourself then if you will still continue to use it on a frequent ...

Debts Need to be Settled

Thursday, January 7th, 2010

It’s a brand new year and if you’re still have any outstanding debt regardless of the amount, resolve to settle them at the earliest time possible. Taking concrete steps towards gradually eliminating debt in your life is a positive sign but must also be consistently done. If you ...

Credit Card vs. Payday Lending

Wednesday, November 25th, 2009

It’s a fact of life that numerous people own credit cards today. Some have just one while the others own more than one card such as from four to six. Many people use these cards for their basic needs because of the convenience it provides them. Without ...

How Payday Loans Can Help Repair Your Credit

Wednesday, July 1st, 2009

In most first world countries today, credit is something that is of utmost importance.  You can hardly make a major purchase without having your credit line checked.  Even if you do not have any debt, if you do not have a solid credit history, you just might find yourself being ...

Bad Checking Account History Does Not Matter

Wednesday, March 4th, 2009

At least with a payday loan.  I have never been good with my checking account.  For some reason, I was never able to keep track of things and at the end of the day, I would not be able to balance my checkbook.  As a result, my checking account is ...

No Denial Risk Loan

Wednesday, February 25th, 2009

I am in the throes of denial.  No, I am not denying rumours or gossip – I am not a Hollywood celebrity.  What I am talking about is denial in terms of finances.  Just about two weeks ago, I decided to apply for another credit card from one of the ...

Payday Loans: Your Personal Assistant

Wednesday, October 8th, 2008

I was doing my daily reading online when I came across a very interesting article on MSN Money.  Titled “6 financial milestones before 30,” it talks about the things that you should be able to do or attain by the time you reach the big 3 – 0.  To be ...

When The Going Gets Rough…

Wednesday, August 20th, 2008

…the tough get going.  Or so the cliché goes.  Yet exactly how do the tough get going?  What steps do they take in order to ride out the rough times?  I am sure that each of us have our own ways of dealing with difficult times.  To use another cliché, ...

IF Payday Loans Were Banned…

Wednesday, April 30th, 2008

…what would happen to the average person who suddenly finds himself facing a very tight financial situation?  Those who are vehemently opposed to payday loans would probably retort “They would be able to find cash through some other means or from other sources.”  Though this may be true, those other ...

Use a Payday Loan for Valentines

Wednesday, February 13th, 2008

It is upon us once again.  It’s that time for love and showing that special someone how you feel – Valentines Day is here.  If you are the type of person who puts a lot weight on the day of love, then you might be in for some serious spending.  ...

Dealing With Finances – Payday Loan

Tuesday, January 1st, 2008

The period after the Christmas season is always the leanest, financially, for many people.  After weeks – or even months – of preparing for the holidays, the chances are that all the activities take their toll on people’s wallets and bank accounts.  There are those who are lucky enough to ...

Clean Up Credit Card Debt For The New Year

Friday, December 28th, 2007

One of the worst things for me is to receive my credit card bill just after the holidays.  Even though each year, I tell myself that I will not use that credit card to the max and use cash as much as possible, it seems that the temptation is just ...

Is It Time To Take Out A Loan?

Friday, December 14th, 2007

So it’s less than 2 weeks before the day that everyone has been looking forward to.  Have you gotten everything that you need?  Gifts, food, drinks, money for that trip that you have been wanting to go on – whatever your expenses may be, they might be proving to be ...