Archive for the ‘Credit Cards’ Category
Wednesday, April 30th, 2008
…what would happen to the average person who suddenly finds himself facing a very tight financial situation? Those who are vehemently opposed to payday loans would probably retort “They would be able to find cash through some other means or from other sources.” Though this may be true, those other ...
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Wednesday, February 13th, 2008
It is upon us once again. It’s that time for love and showing that special someone how you feel – Valentines Day is here. If you are the type of person who puts a lot weight on the day of love, then you might be in for some serious spending. ...
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Tuesday, January 1st, 2008
The period after the Christmas season is always the leanest, financially, for many people. After weeks – or even months – of preparing for the holidays, the chances are that all the activities take their toll on people’s wallets and bank accounts. There are those who are lucky enough to ...
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Friday, December 28th, 2007
One of the worst things for me is to receive my credit card bill just after the holidays. Even though each year, I tell myself that I will not use that credit card to the max and use cash as much as possible, it seems that the temptation is just ...
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Friday, December 14th, 2007
So it’s less than 2 weeks before the day that everyone has been looking forward to. Have you gotten everything that you need? Gifts, food, drinks, money for that trip that you have been wanting to go on – whatever your expenses may be, they might be proving to be ...
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Tuesday, December 4th, 2007
I know it’s just a few weeks before Christmas but here are some last minute thoughts on shopping.
Get everything down on paper
- or your PDA for that matter. You probably have a Christmas gift list already but do not forget to write down even the tiny things that you need ...
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Friday, November 16th, 2007
No one ever wants to find himself in the red, yet it happens to the best of us. What do you do when you find yourself in this bad situation? One thing I know for sure – you should not panic. Neither should you try to hide ...
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Tuesday, November 13th, 2007
I know we have been talking about money, loans, and finances in general since the beginning but have you ever really thought about what credit is? It is quite a broad term which covers any sort of arrangement wherein you receive money, products, or services wherein you don’t have ...
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Tuesday, November 6th, 2007
Using credit to make up for the past
This point may have some psychological overtones to it but it is nonetheless very true for some people. Take this example – Jane feels that she didn’t have a very rich childhood in terms of material possessions. Now that she has ...
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Tuesday, October 30th, 2007
If you aren’t a saver, then what is your money personality? How about considering this scenario – an individual who lives for the day, spends as soon as he gets his pay. Parties hard whenever he wants to. You get the picture?
This is what we call the ...
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Saturday, October 13th, 2007
Talking about debt does take its toll, doesn’t it? After a couple of weeks of nothing but debt talk – however positive the spin was – I just don’t feel like talking about debt anymore. By the way, just to share. I just paid off a huge credit card bill ...
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Saturday, September 15th, 2007
Saving is not as easy as some people say it is. At the same time, it is not as complicated as others make it out to be. It is a matter of knowing what to do with the simple details and willing yourself to stick to your plans. Here are ...
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Thursday, September 6th, 2007
Credit cards are both God’s gift and curse to man – it all depends on how you handle them. A lot of times, however, credit cards become a means of overextending our finances. This is only because we commit certain mistakes that should be avoided as much as possible. Here ...
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Monday, July 9th, 2007
A credit card is a system of payment named after the small plastic card issued to users of the system. It is diiferent from a debit card as in this case there is no deduction from reh user’s account, it is on contrary that the user lends the money to ...
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